Brooker T. Washington said,"I have learned that sucess is to be measured not so much by the position that one has reached in life as by the obstacles he has overcome while trying to suceed".
Open a risk account where you credit all those chances you took to create a better life for others and yourself. This is the account where the chances to follow your dreams and aspirations is credited.In this account you can also credit that small fearlessness you showed in the face of danger.But please do not credit rash driving to reach office into it. Also do not credit non preparation for an important event of your life.
To really credit into this account all your risks should be well planned aiming to success.

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